Buy Now, Pay Later: Helpful Tool or Hidden Debt Trap?

Buy Now, Pay Later: Helpful Tool or Hidden Debt Trap? Buy Now, Pay Later (BNPL) services like Klarna, Afterpay, Affirm, and PayPal Pay in 4 have exploded in popularity. With just a few clicks, you can split a purchase into multiple payments—often interest-free. For many shoppers, this flexibility feels like a no-brainer. But BNPL is […]